Errold F. Moody Jr

       

FINANCIAL PLANNER

EXPERT WITNESS

INSTRUCTOR

AUTHOR           

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College

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Sample Pages

No Nonsense Finance eBook

The list below includes all articles and specific links in alphabetical order with accompanying description. The listings in the column to the right are separate sections for articles and links

ARTICLES

COLLEGE COMMENTARY

LINKS

529 PLAN

529 PLANS  by Joe Hurley. One of the best for college savings.

APPLICATION  This site allows you to download software that requires one input of information. Then you can pick close to 900 college nationwide and for a small fee, they will print an application conforming to the school's form. Looks pretty straight forward.

BOOK  The U.S. Department of Education has an online book, "Preparing Your Child for College- A Resource Book for Parents." "A publication written for parents that explains the benefits of a college education and how families can put college within reach academically and financially." Like most government sites, they are loaded with solid information. Might be good to read this before going to a commercial site.

CALIFORNIA COLLEGE LINK:

CAMPUSTOURS A site that lets you go directly to hundreds of colleges nationwide and get a "virtual tour" of the institution.

COLLEGE LINK:  College search, financial aid and a lot more

COLLEGE BOARD  College Board, AP, SAT calender & other helpful links on preparing for college

COLLEGE BOOKSTORE 1   A HUGE site offering new and used books. An easy search selects your college and all your books for a particular course are listed

COLLEGE BOOKSTORE 2  A simple and efficient way of selling used books and buying at a discount. Over 555,000 new and used college textbooks.

COLLEGE BOOKSTORE 3 Directory to thousands of online university and college bookstores.

COLLEGE COST CALCULATOR  Sallie Mae has several calculators that you can use to figure out what college costs will be in the future.

COLLEGE COST CALCULATOR LINK:  Uses recent data from the College Board. It determine costs for colleges throughout the United States, as well as national averages for public and private colleges.

Since they use College Board info, I will now use this for all my estimates. It really is that good since it has tremendous info about colleges across the U.S.  As Spock would say, Fascinating.

COLLEGE COST CALCULATOR 3 From Manulife.

COLLEGE LOAN LINK:  Good source to review all types of loans and costs for parents and students.

COLLEGE OPPORTUNITIES ON LINE The National Center for Education Statistics provides the basic information on over 9,000 postsecondary institutions.

COLLEGE PLAN LINK: Morningstar

COLLEGE PLANNING LINK: Extensive insight by Paula Hogan and Bret Kroeger. Professional article and well worth reading.

COLLEGE RANKINGS Looking for how your school rates nationally or even the college with the best marching band, or the most famous alumni or with a 100% acceptance rate? Then this US News College Rankings site could be very useful.

COLLEGE TEXTBOOK 1 A site that offers textbooks by University. If your college is listed, they apparently have all the books of that institution at a discount.

COLLEGE TEXTBOOKS 2 New and used

DEPARTMENT OF EDUCATION  Information on grants, newsletters, list of all government programs and links to other statistics and sites. There is even an on line application to the Free Application for Federal Student Aid (FAFSA) Link

DIGITAL TEXTBOOK  The site offers digital textbooks for downloads that may allow you to study more, in less time, than the printed edition.

EDUCATION LINK:  Education-Portal.com is a directory of colleges, schools, and career information to help students make informed decisions about their education.

EDUCATION GLOSSARY Glossary of education-related terms

EDUCATION IRA  The IRS bulletin

FINANCIAL AID 1 I used to have a lot of material on college loans, etc., but found it very difficult to keep up on this. So here is a page that provides a free, comprehensive, independent, and objective guide to student financial aid.The real key is saving up enough money- just remember, a UGMA and UTMA will probably hurt more than help. See also Nellie Mae and Sallie Mae below.

FINANCIAL AID 2 The Student Guide is "the most comprehensive resource on student financial aid from the U.S. Department of Education." About 70% of all student aid comes from the programs discussed in the Guide.

FREE SCHOLARSHIP INFORMATION SERVICE has a database of over 1,700 sources of scholarships, representing approximately 130,000 awards.

GEORGIA COLLEGE LINK:

GLOSSARY  Can't figure out the jargon used for college loans and repayment? Here are the best definitions I have found to date

INDEPENDENT 529 PLAN

KAPLAN LEARNING CENTER  Has a questionnaire that allows students to hone in on the school of their dreams plus more.

KENTUCKY COLLEGE LINK:

LOAN COMPARISON  Use the Aid Comparison Calculator to crunch all the numbers from loans, scholarships and income against the cost of attending the schools that interest you. This tool is custom-designed for all types of undergraduate and graduate schools

MAGAZINE  A source for finding a colleges home page and info for the scholarship and financial aid offices of hundreds of universities.

MEDICINE STUDENT BOOKS LINK

NELLIE MAE  Along with Sallie Mae below, they are one of the largest providers of college loans. They also provide vast college information of all types. Check them both out.

ONLINE COURSES For on-campus students, find out what courses are available online. For ongoing students find what FULL degree and certificate programs are available online.

PRINCETON REVIEW   The site allows students to take a college entrance exam online- such as the SAT- for free.

PRIVATE SCHOOL LINK:  

PROJECT EASI (Easy Access for Students and Institutions) is a U.S. Dept. of Education effort to help students and their families plan for, choose and pay for college.

RENT/BUY NEW AND USED TEXTBOOKS  The site offers college students the ability to buy textbooks at lower prices.

SALLIE MAE  You may not be familiar with the name, but they are the largest providers of loans for college students. This site contains innumerable information and has a free Online Scholarship Service that gives consumers access to a database of scholarships, fellowships and workstudy programs from the College Aid Sources for Higher Education.

SCAM  The Federal Trade Commission's site had info on how to avoid paying excess fees to Fraudulent Scholarship Services who say that they can get a loan for your child

SCHOLARSHIP  One of the largest sites for all sorts of information in getting your child into college.

SCHOLARSHIP SEARCH LINK: The BrokeScholar database matches student profiles with more than 600,000 scholarships worth over $3 billion to find the most relevant and obtainable opportunities. Find applicable scholarships, automatically create application letters, view a personalized deadline calendar or locate scholarships

STAFFORD LOAN LINK:  http://education-portal.com/articles/College_Finance%3A_All_About_Stafford_Loans.html. (My software does not like the code)

STATE TUITION PLANS 1  Under current law, a qualified state tuition program (QSTP) means a program established and maintained by a state under which a person may: (1) prepay tuition benefits on behalf of a beneficiary so that the beneficiary is entitled to a waiver or a payment of qualified higher education expenses, or (2) contribute to an account that is established for paying qualified higher education expenses of the beneficiary. The tax on earnings attributable to prepayments or contributions is deferred until the earnings are distributed from the QSTP. The beneficiary pays tax on the earnings at the time of distribution. If amounts saved through a QSTP are used to pay for college, the student or the student’s parents still may be eligible to claim either the Hope Scholarship Credit or the Lifetime Learning Credit.

STATE TUITION PLANS 2 This independent site offers info on "Saving for College with Section 529 Plans" and provides a rating for each state. Between this and the site above, you should get a good idea of what may work.

STUDENT LOANS  LINK:  A commercial site with good info.

STUDENT LOAN: This free site has a "Loan Locator" which allows you to put in your specifics and it then compares up to 12 different loans.

STUDENT LOAN INFORMATION LINK:  A commercial site but had good info.

STUDENT LOAN CONSOLIDATOR  The US Government is reducing the rates on your federal loans

STUDENT LOAN LOCATOR Lost track of your loans? Find out how much you owe and who you owe it to

STUDY ABROAD You can find country specific details, hundreds of articles on international education, apply online for information on a specific course or multiple courses, and search for universities and colleges either by your chosen country, academic level, or course of study.

STUDY GUIDE A comprehensive resource for students from the Learning Center of University of St. Thomas.

TAX BENEFITS FOR EDUCATION: . Internal Revenue Service. Publication 970

TEXTBOOK LINK:   Compare prices quickly

TEXTBOOK LINK:  Sell or Trade College Books

TRADE SCHOOL LINK: Trade-schools.net has a complete listing of trade schools (duh) as well as colleges and universities.

UNIVERSITY Over 6600 Links to Higher Educational Institutions in 170 Countries

US DEPT. OF EDUCATION 2003- 2004 STUDENT GUIDE TO FINANCIAL AID  This website explains student financial aid programs the U.S. Department of Education’s Federal Student Aid (FSA) office administers.

WEST VIRGINIA COLLEGE LINK:

WORLD LOCATIONS : Colleges and Universities

Consumer links

COLLEGE BOOKS

ARTICLES

COLLEGE COMMENTARY

LINKS

529 PLAN

529 PLANS

APPLICATION

BOOK

CALIFORNIA COLLEGE

CAMPUSTOURS

COLLEGE BOOKSTORE 1 

COLLEGE BOOKSTORE 2 

COLLEGE BOOKSTORE 3

COLLEGE BOARD

COLLEGE COST CALCULATOR

COLLEGE COST CALCULATOR  2 

COLLEGE COST CALCULATOR 3

COLLEGE LOAN

COLLEGE OPPORTUNITIES ON LINE

COLLEGE PLAN

COLLEGE PLANNING

COLLEGE RANKINGS

COLLEGE TEXTBOOK 1

COLLEGE TEXTBOOKS 2

DEPARTMENT OF EDUCATION

DIGITAL TEXTBOOK

EDUCATION

EDUCATION GLOSSARY

EDUCATION IRA

FINANCIAL AID 1

FINANCIAL AID 2

FREE SCHOLARSHIP INFORMATION SERVICE

GEORGIA COLLEGE

GLOSSARY

INDEPENDENT 529 PLAN

KAPLAN LEARNING CENTER

KENTUCKY COLLEGE

LOAN COMPARISON

MAGAZINE

MEDICINE STUDENT BOOKS

NELLIE MAE

ONLINE COURSES

PRINCETON REVIEW  

PRIVATE SCHOOL

PROJECT EASI

RENT/BUY NEW AND USED TEXTBOOKS

SALLIE MAE

SCAM

SCHOLARSHIP

SCHOLARSHIP SEARCH

STATE TUITION PLANS 1 

STATE TUITION PLANS 2

STUDENT LOANS  

STUDENT LOAN

STUDENT LOAN INFORMATION

STUDENT LOAN CONSOLIDATOR

STUDENT LOAN LOCATOR

STUDY ABROAD

STUDY GUIDE

TAX BENEFITS FOR EDUCATION

TEXTBOOK

TEXTBOOK  2

TRADE SCHOOL

UNIVERSITY

US DEPT. OF EDUCATION 2003- 2004 STUDENT GUIDE TO FINANCIAL AID

WEST VIRGINIA COLLEGE

WORLD LOCATIONS

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