(Boston Globe) Loneliness is becoming a major health problem. In 1950, only 10% of households had just one person. In 1994, it had moved to 24%. Fewer than 10% age 25 to 44 live alone, but about 25% of those age 65 to 74 and about 40% for those over age 75. Some remain very happy- but supposedly only about 1/3. A 1990 Gallup study indicated that about 36% of Americans are lonely. More statistics:

What's this all mean? I must project how long someone will live, how much money they will need and innumerable other factors affecting their lives. The use of annuities may vary radically from one type of individual to another, as will long term care, etc. It's just another issue of proper financial planning.