VIDEOS

I did a number of VHS Tapes on Financial Planning early in the 2000’s and these were videos around 2014. I was going to put them in a package and sell them for ‘$’. Health issues got in the way.  

 I reviewed these and the focus is still valid but if you want the update on risk, you will need to read Risk of Loss herein. The first 2 will help those that are brand new to investing and need assistance in even what stocks and bonds really are.

Bond basics

Stock basics

You do NOT select your risk. Your ‘budget’ does 

The budget videos explain why you cannot use simplistic percentages of what you are spending now

Budget 1

Budget 2

Client Questionnaire- horrid little things designed to elicit numbers that go into a software formula that you know nothing about nor does your advisor.

Questionnaire #1

Questionnaire #2

Questionnaire #3

This is NOT about using the 4% rule since it does not work in real life. Lots of material therein

4% Rule #1

4% Rule #2

4% Rule #3

4% Rule #4

4% Rule #5

Correlation- does not work when you need it the most

Correlation

So you know what diversification is? No you don’t

Diversification

Asset Allocation- ‘love’ those pie charts

Asset Allocation

Retirement- The basic material offered via broker seminars is not necessarily crap- but may not provide enough for retirement. It goes back to the budget. And the necessity of using a personal financial calculator

401(k)

Real Estate- I taught real estate for years and this is a line item that shows what the numbers do if you own a rental. You can still use this as being pretty close to 2024 but there are certain tax benefits that have been introduced.

Real Estate Rental